Talk:Loan modification in the United States

Copyright

There are still some copyvios on this article, but the user has requested the opportunity to remove them. --PMDrive1061 (talk) 09:41, 19 January 2009 (UTC)

Believed to have removed all copyvios on this article. Please let me know if I have missed anything. Thank you. Trina Maeser 16:06, 21 January 2009 (UTC)

Background added

I added a generic background section and a section on the 1930's mortgage modification and left the remainder of the article intact. I think the article is overly specific on details of some 2009 mortgage modification proposals, I think it will balance out over time. I also think it would be interesting to see if any non-US mortgage modification programs could be described here. patsw (talk) 15:23, 24 March 2009 (UTC)

External links as form of advertising

This article seems to be particularly attractive to people who want to advertise their services in offering or acting as intermediary in loan modifications. There's a Wikipedia policy on external links applied to advertising, as well on conflicts of interest and spam. Such external links will be deleted. If those sites contain material which could be contributed to the article in accord with the Wikipedia's polices, let's discuss it here. patsw (talk) 17:03, 24 March 2009 (UTC)

I've culled some more spam links and semiprotected the page to try and keep the spammers out. ϢereSpielChequers 12:32, 5 December 2017 (UTC)

Please edit "Warnings to people looking to apply for program" for a more Neutral Point of View

I'm not enough of a Wikipedia veteran to know how to mark this material properly for further review, but I will leave this note...

The following makes a number of unreferenced claims and seem to be part of an editorial or opinion of a contributor rather than part of an encyclopedia with a neutral point of view:

"Even amongst reputable refinance organizations, the fundamental education of the house owner is not stressed. [Reference please. Education to what standards?] Some may even request struggling homeowners to pledge their time to become politically active [another unreferenced claim]. The controversy exists between personal integrity and the concept of a 'right to homeownership'. Many euphemisms are used to implicitly stress the concept that homeownership is not the result of a lifetime of effort but a government-given right. These euphemisms like "HOPE, relief and Save-the-Dream" as used above in naming or implementing the loan modification programs. The origins of the word 'mortgage' is a death pledge—a concept that perhaps even exceeds the common view of personal integrity. [Once again, many claims without references. Suggests loan modification as a left-right political struggle. Even if partially true, reads like an opinion piece. Insinuates possibly that borrowers should suicide or be killed for not paying the mortgage, or that was the original standard long ago and in stark contrast to recent government "euphemisms"]

External links modified

Hello fellow Wikipedians,

I have just modified one external link on Loan modification in the United States. Please take a moment to review my edit. If you have any questions, or need the bot to ignore the links, or the page altogether, please visit this simple FaQ for additional information. I made the following changes:

• Added archive https://web.archive.org/web/20081219061258/http://www.fhfa.gov/GetFile.aspx?FileID=169 to http://www.fhfa.gov/GetFile.aspx?FileID=169

When you have finished reviewing my changes, you may follow the instructions on the template below to fix any issues with the URLs.

This message was posted before February 2018. After February 2018, "External links modified" talk page sections are no longer generated or monitored by InternetArchiveBot. No special action is required regarding these talk page notices, other than regular verification using the archive tool instructions below. Editors have permission to delete these "External links modified" talk page sections if they want to de-clutter talk pages, but see the RfC before doing mass systematic removals. This message is updated dynamically through the template {{source check}} (last update: 5 June 2024).

• If you have discovered URLs which were erroneously considered dead by the bot, you can report them with this tool.
• If you found an error with any archives or the URLs themselves, you can fix them with this tool.

Cheers.—InternetArchiveBot (Report bug) 20:11, 4 January 2018 (UTC)