Wikipedia:Reference desk/Archives/Humanities/2015 March 23

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March 23

A "credit bank" that gives interest on postive balances?

Is there such a thing as a "credit bank", where withdrawal overdraft fees do not occur, there's a credit limit, and a two way interest that charges the customer on negative balances but provides FDIC protection and deposit interest on positive balances? -- DMahalko (talk) 11:20, 23 March 2015 (UTC)

You don't say where you are, but in the UK such an account is commonplace. --TammyMoet (talk) 12:20, 23 March 2015 (UTC)

The FDIC is a US organisation apparently, so presumably that's the country of interest. But yes, should have been mentioned. And yes, I would agree, that sounds like a pretty normal account to me? 131.251.254.154 (talk) 13:32, 23 March 2015 (UTC)

I don't know that it's widely available in the US, but I found one such while searching for examples: "Checking Line of Credit" As this is a credit union rather than a bank, it's probably NCUA-insured rather than FDIC. I may be misreading this, though, as all other "line of credit" examples that I found were clearly not a restrictionless hybrid of checking account and credit card -- nearly all had per-overdraft fees and/or per-month transaction limits. — Lomn 14:58, 23 March 2015 (UTC)

n-archies

Are or were there octachies, ennearchies et ecc?--95.244.55.239 (talk) 14:54, 23 March 2015 (UTC)

I assume you're talking about collective government leadership, akin to a troika or a triumvirate or the Diocletian tetrarchy. Technically, Switzerland is a heptarchy. See Swiss Federal Council. There is no single Swiss head-of-state. The entire seven-member council serves as a collective head-of-state. There are also situations where the land of a country has historically had divided sovereignty, where multiple monarchs ruled effectively independent states within what had historically been a cohesive country. In that case, you have situations like the Heptarchy of the island of Britain during the early middle ages, or the Herodian Tetrarchy of the Levant in antiquity. Under that notion, China has been a decarchy during the Five Dynasties and Ten Kingdoms period, while Korea had been a Triarchy for quite a while. --Jayron32 16:19, 23 March 2015 (UTC)

Who is 'we'? You appear to be based in Italy? Is that the country you are talking about? LongHairedFop (talk) 16:32, 23 March 2015 (UTC)

The OP never used the pronoun "we". Are you responding to the correct question? --Jayron32 16:37, 23 March 2015 (UTC)

No,I speak in general and not only about italy.--79.56.181.190 (talk) 17:00, 23 March 2015 (UTC)

Ooops show how I managed to read 'were' as 'we', and then parsed the rest of the sentence around that. Mia culpa. LongHairedFop (talk) 17:42, 23 March 2015 (UTC)

Keep Mia out of this. It's mea culpa. Clarityfiend (talk) 19:30, 23 March 2015 (UTC)

We have the Five Eyes watching and flying over us, wherever "we" are. Pentophthalmocracy, maybe. InedibleHulk (talk) 06:10, 24 March 2015 (UTC)

It seems that anything with more than sever rulers is an oligarchy. — Kpalion^(talk) 11:20, 24 March 2015 (UTC)